Returning to Germany
Health Insurance Coverage After Leaving the GIZ Overseas Group Policy
A work assignment abroad is an exciting opportunity for your career. To ensure you can focus fully on your duties, we make sure that you and your family are fully covered.
Private Health Insurance
After an assignment abroad, many expatriates face the question of finding the right health insurance coverage in Germany.
Switching to private health insurance can be an attractive option, especially after a longer period of assignment abroad.
We support you through this process—with a solution that takes your specific needs as a returnee into account and makes the transition as easy as possible.
Continued insurance
When the GIZ international health insurance policy expires, you have the option to take advantage of extended coverage and continue your health insurance at comparable rates.
A medical examination is required to prepare a binding offer for continued coverage if a medical examination was not conducted when you enrolled in the GIZ international group policy.
You must apply for continued coverage within two months of the expiration of your group policy eligibility, and it must follow seamlessly from the GIZ international policy.
Statutory Health Insurance
Would you like to return to your previous statutory health insurance after your stay abroad?
In this case, please contact your insurance provider directly.
Disability Insurance
To ensure these plans remain in place even in the event of unforeseen circumstances, solid coverage for your ability to work is essential. Our disability insurance offers returnees tailored protection: transparent, reliable, and tailored to the needs following an assignment abroad.
