Having rights abroad doesn’t guarantee justice
Car Insurance
- Protection even in crisis zones
- Worldwide coverage without time limits
- Credit for claim-free years abroad
Your vehicle in the project country—properly insured with AIDWORKER Car Insurance.
Aid workers abroad often rely on vehicles—motorcycles for rough terrain, cars for daily use, or trucks for material transport.
Standard German car insurance typically doesn’t cover project countries. AIDWORKER fills this gap with worldwide validity and unlimited duration, tailored for development organizations and field staff.
Information at a Glance
Important benefits
- Worldwide coverage, unlimited duration
- Protection even in crisis zones
- Claim-free years abroad credited upon return to Germany
- Liability: Personal/property damage covered in lump sums, no deductible
- Partial coverage: Glass breakage, theft, fire, explosion, storm, hail, lightning, flood, animal collision—€300 deductible
- Comprehensive: All partial coverage + self-caused damage, vandalism by third parties—€500 (comprehensive)/€300 (partial) deductible
- Motor vehicle accident insurance: Medical costs up to €1,500, no deductible
Special benefit upon return
Years of claim-free driving abroad don’t go to waste. Claim-free years earned abroad can be credited to your German car insurance upon return—a significant financial advantage many policies don’t offer.
Tariffs at a glance
Premium Overview
Liability Insurance
Cars/Trucks under 1 ton payload / Coverage limit €500,000.
- No deductible.
€333.96/year
Partial Coverage
Motorcycles, cars, trucks / Varies by vehicle type and replacement value up to €100,000.
- €300 deductible.
From €120.18/year
Comprehensive includes partial
For cars and trucks, varies by replacement value up to €100,000.
- €500/€300 deductible.
From €534.26/year
Motor Vehicle Accident Insurance
Two benefit levels available.
- No deductible.
From €41.00/year
Important Documents
General Information and Policy Conditions
General
General Insurance Conditions
